Medicare SupplementThis is a loaded question!  But, I will answer it this way first: it is a plan that plugs the holes of Original Medicare parts A and B.  Now, how many of the holes are plugged?  That depends on a lot of things.

First, you have to realize that there are holes in Medicare–it was never meant to cover everything.  With Part A, there is a benefit period deductible, copays for hospital and/or skilled nursing facility stays (after a certain amount of days), and costs for blood.  With Part B, there is an annual deductible, coinsurance (20%), excess charges, and preventative services outside of Medicare’s schedule that are your responsibility.

In the next pages, I will explore with you the following things:

As always, if you have any questions, feel free to send me a message when I’m online or leave a comment or email below!